How To Avoid Bankruptcy

One of the many things I've learned from my late grandfather was to always save money for a rainy day. Even my parents taught me that.

My grandfather adhered to the principle that: It's not important how much money you make but how much money you keep.

So he trained me to have four-envelope accounting:
1. Save 10% of the money you make.
2. Pay the debt.
3. Use a budget.
4. Have a happy home.

Isn’t that simple? So start saving now, and protect your future.

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