Honeymoon insurance may seem like a useless insurance package plan. However, for those who have been through honeymoon trips, this type of insurance is essential. This is especially true if you don’t want to complete your trip with unwanted bills.
What are some unexpected things that can wreak havoc on your honeymoon?
Natural calamity
This includes hurricane, flood, and earthquakes. Anything
can happen while you’re on honeymoon. When you encounter them, how can you be
sure that you can still recover your funds?
Delayed flights
Missing your connection or delayed flights can be
troublesome. Do you know how to arrange with your travel agent of an
alternative trip? Do you have funds to catch up?
Becoming ill
An adventurous sport can be exciting when it happens during
your honeymoon. But what if one of you would get ill? Do you know where to go
to get proper medical care? How about funds to pay for the treatment?
Called off
Honeymoons are expensive. When the wedding is called off,
can you still get a refund for your honeymoon trips?
What honeymoon insurance coverage should you consider?
Cancellation coverage
It provides you reimbursement for your trips that have been
already paid earlier but your trip has been cancelled for some reason.
Missed connection or delayed flight coverage
This type of honeymoon insurance coverage will give you
assistance on how to catch up to your flight when it left without you.
Adventure coverage
This is an essential coverage if your honeymoon involves
adventure activities. It will provide you medical assistance for a medical
treatment that you and/or spouse need while honeymooning in a certain island.
Medical coverage
You may meet an accident while traveling to, say Australia.
This type of coverage will provide reimbursement for you or your spouse to have
medical treatment anywhere you are.
Who should consider honeymoon insurance coverage?
Young couples who just got married should consider this
insurance policy. They just saved for this trip. Thus, it’s only necessary to
protect such investment.
This policy isn’t only for newlyweds. Rather, it’s also
helpful for mature couples who want to renew their vows. It will make sure that
the couples are protected against financial losses during their second
honeymoon.
Couples with kids must also consider this type of insurance.
This is especially true if they don’t have someone to leave their kids behind
while honeymooning. They must consider getting a honeymoon insurance that’ll
also cover their kids who’ll be traveling with them.
Seniors who recently got hitched should also obtain this
insurance. Good thing is that insurance companies have different plans for
seniors.
Where to purchase this type of insurance?
It’s easy to purchase it from a third-party company. Your
travel agent may also offer you coverage for your situation.
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